Net30 Business Credit
How Shirtsy's Net30 Program Works
Join for $99/year. Order custom apparel on credit. Pay your invoice in 30 days.
Less than $9/month for serious purchasing power.
No personal guarantee · Instant approval · $99 annual membership
The Process
Four Steps to Net30 Ordering
From application to delivery — we've made every step as smooth as possible.
01
STEP
Join & Get Approved
Sign up for a $99/year membership and submit your quick application with your business info. No personal guarantee required — we verify your business identity and open your Net30 trade line.
Takes 2 minutes
02
STEP
Get Approved Instantly
Approval is automated: about 9 in 10 applications are approved in under 30 seconds, typically around 12. You'll receive an email and SMS confirmation with your approved credit line amount — your $99 membership activates your full purchasing power.
Under 30 seconds
03
STEP
Place Your Order
Browse our catalog, upload your designs, and order custom printed t-shirts, hoodies, polos, and more. Your Net30 credit line covers the order — nothing due at checkout.
Order anytime
04
STEP
Pay When Your Invoice Is Due
Receive your order, sell your products, and pay your invoice within 30 days. Each month we report the previous month’s payment activity to the business credit bureaus, in your business’s name.
Net 30 terms
Why Net30
Everything You'd Expect. Nothing Hidden.
We built this program for small businesses. One flat annual fee, no hidden charges, no surprises.
No Personal Guarantee
Your personal assets are never on the line. We verify your business, not you — no PG required.
Business Credit Reporting
Each month we report the previous month’s payment activity to the business credit bureaus, in your business’s name — separate from your personal credit file.
Flexible Credit Lines
Start with a credit line that grows as you order more. The more you use it responsibly, the more we extend.
On-Demand Printing
No inventory to manage. We print when you order — so you only commit cash when you're ready.
Reliable Turnaround
Made to order in 14–21 business days, then ships in 3–7. Every item is printed in-house in Florida.
Simple $99 Annual Membership
Just $99/year — less than $9/month — gets you a full Net30 credit line, high purchasing power, and access to our entire product catalog. No hidden fees, ever.
$99/year membership — less than a tank of gas per month
Join for $99/Year
Your membership unlocks high-volume Net30 ordering, business credit reporting, and priority support. One flat fee, no per-order charges, no surprises at checkout.
Shirtsy makes no representations or promises about your credit profile, scores, or outcomes.
Who We Serve
Built for Every Kind of Business
If you order custom apparel, the Net30 program is designed with you in mind.
Resellers & Boutiques
Stock your shelves on Net30 credit, sell your merch, then pay — your cash flow stays intact.
Teams & Organizations
Outfit your whole team with matching gear, then pay when invoiced. No budget crunch.
Event Planners
Order event merchandise on credit. Get shirts in hand before your event, pay after ticket sales come in.
Small Businesses
Custom branded apparel without the cash flow stress. Keep working capital in your pocket with Net30 terms.
Nonprofits & Schools
Budget-friendly Net30 ordering — perfect for fundraisers, uniforms, and events. One low annual fee covers it all.
FAQ
Frequently Asked Questions
Have a question? We probably have the answer.
Membership is $99 per year — less than $9/month. That gets you full Net30 credit on every order, business credit reporting, and access to our entire catalog of custom apparel. There are no per-order fees, no hidden charges, and no percentage markups on your credit line.
Approval is automated, so most applicants never wait. About 9 in 10 applications are approved in under 30 seconds — typically around 12 — and you are signed straight into your account with your credit line ready. A small number need a manual look, usually when the business or email address is already on file; we follow up by email.
No minimum order quantity for Net30 members. You can order as few or as many items as you need. Pricing per unit does improve with larger orders — our team can help you find the best value for your needs.
You can order anything from our full catalog — t-shirts, hoodies, zip-ups, polos, tank tops, hats, tote bags, and more. All products are available for custom printing with your design. Browse the full catalog at shirtsy.com to see all available styles and colors.
We'll send you an invoice by email when your order ships. You can pay via ACH transfer, credit card, or check. Payment is due within 30 days of your invoice date. Early payment is always welcome and can help increase your credit line faster.
We understand that things happen. A late fee may apply after the due date and your credit line may be temporarily reduced. We always prefer to work with customers to find solutions — reach out before your due date if you anticipate any issues and we'll do our best to help.
Absolutely. Your credit line is reviewed automatically after each on-time payment. As you build a history of responsible ordering, we'll proactively increase your limit. You can also request a manual review at any time by contacting our team.
Ready to Get Started?
Join thousands of businesses already ordering with Shirtsy Net30.
Apply Now — $99/Year
For less than $9/month, unlock high-powered Net30 credit on every order.
Have questions? Call us at (888) 830-4121